Our Products
Loans built for real life
Every product follows National Credit Act fee guidelines: interest from 3% to 5% per month, a capped initiation fee, and a R69/month service fee. No hidden costs — ever.
Personal Loan
For life's important moments
R500 – R50 000
Term: 1 – 24 months
- School and education fees
- Family events — weddings, funerals, celebrations
- Home improvements and repairs
- Debt consolidation
Emergency Loan
When the unexpected happens
R500 – R10 000
Term: 1 – 6 months
- Medical expenses
- Urgent vehicle or home repairs
- Unexpected travel
- Fast-tracked review process
Payday Advance
Bridge the gap to month-end
R500 – R5 000
Term: 1 month
- Repaid on your next payday
- Simple once-off cost structure
- Ideal for short-term cash flow gaps
- Quick repeat applications for good payers
What you'll need to apply
Have these documents ready and your application will move quickly. If you're missing something, apply anyway — our team will guide you through it.
First, estimate your repayment- South African ID document (13-digit ID)
- Proof of income (latest payslip or 3 months' bank statements)
- Proof of residence (not older than 3 months)
- Active South African bank account in your name
- Cellphone number where we can reach you